Monzo

Monzo·Cardiff, London or Remote (UK)

Lead a fraud and disputes risk team across authorised fraud, unauthorised fraud, first-party fraud and disputes, working with Product, Engineering, Data and Operations. Manage people and hands-on fraud controls work.

• £108,700 to £140,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London, Cardiff or remote (UK)

Lead hands-on independent validation of Monzo's credit models, including IFRS 9 impairment, capital, stress testing, forecasting and unit economics. Write validation reports and present findings to committees.

• £79,000 to £93,000 a year
• Full-time
• Hybrid
• Experienced

Monzo·London, Cardiff or Remote (UK)

Lead Monzo's global tax team of 10+ people, setting tax strategy and risk appetite across the UK and Europe. Advise on tax for new products, expansion and reorganisations, and manage HMRC and international tax authority relationships.

• Pay not given
• Full-time
• Hybrid
• Senior

Monzo·London

Set the product vision and strategy for how people discover, join and activate with Monzo, owning the sign-up experience, activation and referral loops. Lead through influence across engineering, design, data and compliance teams.

• £120,000 to £140,000 a year
• Full-time
• Hybrid
• Leadership

Monzo·London, Cardiff or UK remote

Build and run the roadmap for Finance Infrastructure within Payments Platform, covering ledgers, reconciliation, financial data, controls and reporting. Work closely with Engineering, Finance and Payments leaders.

• £80,000 to £125,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London

Own Monzo's web acquisition across monzo.com, optimising the signup funnel and personalising landing journeys. Set product vision, lead a squad through experimentation, and work with engineering, design, data and marketing.

• £100,000 to £125,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London or Remote (UK)

Provide second-line oversight of ICAAP, Recovery Plan and Resolution Planning with the 1st Line Financial Risk team. Review financial models and stress testing outputs in Anaplan and Excel/G-Sheets, and carry out assurance reviews.

• £64,000 to £80,000 a year
• Full-time
• Hybrid
• Experienced

Monzo·London, Cardiff or UK remote

Plan and run PR for Monzo in established European markets (Ireland, Spain) and launch PR in new EU markets. Manage agencies and an EU PR Manager based in Spain, and advise senior leaders on external comms.

• £95,000 to £115,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London or Remote (UK)

Lead day-to-day delivery and optimisation of Direct Mail campaigns for Monzo Business across European markets, and support Paid Social and Paid Search activity. Work with local market and internal teams.

• £42,500 to £55,500 a year
• Full-time
• Hybrid
• Senior

Monzo·Cardiff, London or Remote (UK)

Lead second-line oversight of Generative AI and operational models, including independent validations, validation methods, and presenting findings to committees. Coach 2LoD colleagues on Gen AI validation.

• £85,000 to £105,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London

Reach out to small and medium business prospects through discovery calls, guide them through Monzo's business banking products, and manage the sales cycle through to account activation. Maintain a pipeline and CRM data.

• £67,000 a year
• Full-time
• Hybrid
• Experienced

Monzo·Barcelona, Cardiff

Lead the Data team for Monzo's EU expansion, setting data strategy, metrics and experiments for new European markets. Sit on the EU Tech Leadership team and represent Data at ExCo level.

• £150,900 to £204,100 a year
• Full-time
• Hybrid
• Leadership

Monzo·London

Produce Monzo's regulatory liquidity reporting (LCR, NSFR, PRA110, ALMM) with strong controls, and help with capital and liquidity reporting including Pillar 3. Build dashboards and automate recurring processes.

• £55,000 a year
• Full-time
• Hybrid
• Experienced

Monzo·London, Cardiff or UK remote

Own the product roadmap for Monzo's internal risk and controls tools, prototyping automated workflows and AI-driven solutions. Lead a newly formed Controls Product and Enablement team with two direct reports.

• £85,000 to £115,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London, Barcelona or UK remote

Lead strategically important, business-critical data science work across a large Monzo domain, acting as a trusted technical partner to senior leaders. Stay hands-on with SQL and Python while coaching others and setting standards.

• £124,400 to £165,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London, Cardiff or UK remote

Provide second line oversight and challenge of credit risk for Monzo's lending products, including monitoring performance, reviewing credit strategies and leading assurance work. Works with first line lending teams and model teams.

• £79,900 to £95,000 a year
• Full-time
• Hybrid
• Senior

Monzo·London

You'd join a data team for a summer internship, working on a real customer-focused project using Python, SQL and Looker to build models, analysis and visualisations that shape Monzo's products and app.

• £42,500 a year
• Internship
• Hybrid
• Entry level

Monzo·London

You'd join a team for the summer, writing, testing and shipping Go code for customer features, reviewing colleagues' code, and working with product managers, designers and data analysts, with a mentor support.

• £42,500 a year
• Internship
• Hybrid
• Entry level

Monzo·London or Remote (UK)

Lead complex company-wide programmes in Monzo's Operations collective, from roadmap and milestones through to measurable outcomes. Work with frontline ops, engineering, risk and senior leaders to deliver operational change.

• Pay not given
• Full-time
• Hybrid
• Senior

Monzo·Remote (UK)

Investigate complex or high-risk anti-money laundering alerts on business and retail accounts, recommend Suspicious Transaction Reports for Monzo Bank EU, and make business onboarding decisions in high-risk cases.

• £31,100 to £39,350 a year
• Full-time
• Remote
• Senior

Monzo·Cardiff, London or Remote (UK)

Lead operational tax for customer-facing taxes across the UK and Europe, including compliance, controls and reporting. Partner with Product and other teams to build tax into new products and markets.

• £94,700 to £111,400 a year
• Full-time
• Hybrid
• Senior

Monzo·London or Remote (UK)

Set the data strategy for Payments, including operating model, priorities, architecture and key metrics, and co-drive payments strategy with Product and Engineering. Lead and grow a full stack data team.

• £150,000 to £200,000 a year
• Full-time
• Hybrid
• Leadership

Monzo·London

Act as the single point of contact between the business and finance for the Borrowing collective (Flex Credit cards, Loans, Overdraft). You will manage P&L and balance sheet analysis, build business cases, and support senior leaders on commercial projects.

• £84,200 to £99,000 a year
• Full-time
• Hybrid
• Senior